A quote is an estimation of coverage - we are just the messenger! Please keep in mind that the information relayed to you is a quote our office has received directly from your insurance company. It is designed as a courtesy to you, to help provide an estimation of what to expect from your coverage. It is not a guarantee that your insurance will pay your claims or that all quoted information is final. Your insurance policy is a contract between you/your employer and the insurance company - our office is not party to that contract. Although it is rare, sometimes your final coverage determined during claims processing can differ from the information relayed originally. Please be aware that some and perhaps all of the services provided may be considered non-covered or denied under your plan based on the limitations in your policy. Any non-covered or denied services will become your full financial responsibility as outlined in our Financial Policy. Please read your Evidence of Coverage booklet that you received from your insurance company as to what types of services are not covered under your policy or contact your insurance company directly if you have specific questions about your coverage.